Imagine there is a bank that credits your account with morning with Rs 86400/-. It carries over no balance from day to day. Every evening deletes whatever part of the balance you failed to use during the day. What would you do?

Draw out every rupee, of course!

Each of us has such a bank, its name is TIME.

Every morning, it credits you with 86400 seconds. Every night it writes off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no over draft. Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the days deposits, the loss is yours. There is no going back. There is no drawing against "tomorrow".

You must live in the present on todays deposits. Invest it so as to get from it the utmost in health, happiness, and success!

The clock is ticking, make the most of today.